Terms of Service

1. Introduction

These Terms of Service ("Terms") govern your use of stanalyst.in ("the Service"), operated by stanalyst.in ("we", "us", "our"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

2. Description of Service

stanalyst.in provides automated equity research reports for Indian listed stocks. Reports are generated using publicly available financial data, annual reports, regulatory filings, and other public sources. We offer multiple tiers of analysis at different price points.

3. Account & Eligibility

You must be at least 18 years old and a resident of India to use the Service. You are responsible for maintaining the security of your account credentials. Each user is entitled to one free Outlook Report; subsequent reports require payment.

4. Payments & Pricing

Paid reports are charged per report at the prices displayed at the time of purchase. All payments are processed securely through Razorpay. Prices are listed in Indian Rupees (INR) and are inclusive of applicable taxes unless stated otherwise. We reserve the right to change pricing with prior notice.

5. Refunds

Please see our Refund Policy for detailed information on refund eligibility and process.

6. Intellectual Property

All reports generated through the Service are licensed to you for personal, non-commercial use. You may share individual reports but may not resell, redistribute in bulk, or create derivative products from them. The stanalyst.in name, logo, and website design are our intellectual property.

7. Disclaimer — Not Investment Advice

Reports provided by stanalyst.in are for informational and research purposes only. They do not constitute investment advice, financial advice, trading advice, or any other sort of advice. You should not treat any of the content as such. We do not recommend that any financial instrument should be bought, sold, or held by you. Nothing on this Service should be taken as an offer or solicitation to buy or sell securities.

Past performance of any stock is not indicative of future results. You are solely responsible for your own investment decisions. Always conduct your own due diligence and consult a qualified financial advisor before making any investment.

8. Limitation of Liability

To the maximum extent permitted by law, stanalyst.in shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of or inability to use the Service, including any errors or omissions in report content. Our total liability shall not exceed the amount paid by you for the specific report in question.

9. Data Accuracy

While we strive to provide accurate and up-to-date information, reports are generated from publicly available data sources and may contain errors, omissions, or outdated information. We make no warranties about the completeness, reliability, or accuracy of any report. All findings should be independently verified.

10. Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users or the Service.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka.

12. Changes to These Terms

We may update these Terms from time to time. Continued use of the Service after changes constitutes acceptance of the revised Terms. We will update the "Last updated" date at the top of this page.

13. Contact

If you have any questions about these Terms, please contact us at support@stanalyst.in.